Loan – SimpleJB

April 29, 2022April 29, 2022

How to Take a Loan from SBI Yono App

Hello friends welcome to our blog. Today in this post we will tell you how to take a loan from SBI Bank (SBIYono App)?, What is SBI Bank loan interest? And whether it is safe to take a loan from SBI Bank or not, we are going to tell about it in detail.

If all of you need money, then all of you have to take a loan. Now many times all of you are not able to get an instant loan. But nowadays due to being online, everything is available as soon as possible. You can take a loan sitting at home with the help of SBI Bank You just have to do a little process which I have told you below.

What is SBI Yono app?

YONO SBI allows you to book IRCTC tickets, use UPI to transfer money, buy movie tickets, banking, shopping, Travel, bill payments, Recharge, Invest and more. YONO SBI, the new mobile banking service from SBI is an evolution of trusted banking experience that introduced stable digital products like SBI Anywhere and SBI Net Banking to India.

How to take a loan from SBI Yono App?

Open the YONO SBI App and log in with your 6-digit MPIN or User Id.
Tap on “Loan” option and you will see a pre-approved loan and its details according to your CIBIL score.
You can also set the loan amount and tenure according to your choice, tap on “Next” to proceed further.
Now you will see your account number and select the EMI due date by which the EMI will automatically deduct from your account as per your selected date.
Tap on “Next” and you will be redirected to the “Terms and Conditions” page, accept the T&C and tap on “Confirm” Once done your request will be submitted to the bank and you will get your selected loan amount on your account number within some minutes.

Eligibility criteria required to be fulfilled

You must be a salaried individual with a minimum salary of Rs.15,000 per month.
Or you must be a self-employed individual with a minimum annual income of Rs.1.2 lakh.

Documents required to be submitted

Copy of your Aadhaar Card
Copy of your PAN Card
1 post-dated canceled cheque
Bank statements for the last three months

Conclusion

We have told you in this blog about how to take a loan from SBI Yono app. If you face any problem in taking a loan from SBI Yono app, then you can easily tell us by commenting, we will try to answer all your questions easily. Also, if you are facing a problem in taking a loan, then you can easily take a loan with the help of Amazon Pay, PhonePe.

Also Read:

April 18, 2022April 18, 2022

How to take loan from Kissht App?

Hello friends welcome to our blog. Today in this post we will tell you how to take a loan from Kissht App?, What is Kissht app loan interest? And whether it is safe to take a loan from Kissht App or not, we are going to tell about it in detail.

If all of you need money, then all of you have to take a loan. Now many times all of you are not able to get an instant loan. But nowadays due to being online, everything is available as soon as possible. You can take a loan sitting at home with the help of Kissht App You just have to do a little process which I have told you below.

What is Kissht App?

Kissht is a non-banking financial corporation (NBFC) which came into existence in 2015 and is operated by Onemi Technology Private Limited. You can avail different types of loan products including personal loans at attractive interest rates and flexible repayment tenures.

How to take a loan from kissht app?

You all should know that now Kissht app is also providing loan services. You can easily take an online instant loan sitting at home, for this we have told you some processes below, it is necessary for you to follow them.

Visit the official website of Kissht. also You Can visit the Kissht Application.
Click on ‘Apply Now’ located at the top-right-hand side of the page.
If you are an existing customer, then you can click on ‘Sign in’ and enter your mobile number or email ID followed by a password and log in. If you don’t want to log in using your password, then you can do so by generating a one-time password (OTP) on your mobile phone. Enter the OTP and you can enter the portal and apply for a personal loan.
If you are a new user, then enter the details as required. Generate an OTP on your registered mobile number. Enter the OTP and click on ‘Register Now.
You can now use your login credentials to log in to the portal.
Select the loan product you wish to avail yourself. Upload the necessary documents as required by the lender. Once you have submitted the documents, the bank will verify them, and if they are satisfied that all the information provided by you is correct, the lender will disburse the loan amount to your bank account.

Eligibility criteria required to be fulfilled

You must be a salaried individual with a minimum salary of Rs.15,000 per month.
Or you must be a self-employed individual with a minimum annual income of Rs.1.2 lakh.

Documents required to be submitted

Copy of your Aadhaar Card
Copy of your PAN Card
1 post-dated canceled cheque
Bank statements for the last three months

Conclusion

We have told you in this blog about how to take a loan from Kissht app. If you face any problem in taking a loan from Kissht app, then you can easily tell us by commenting, we will try to answer all your questions easily. Also, if you are facing a problem in taking a loan, then you can easily take a loan with the help of Amazon Pay, PhonePe.

Also Read:

April 17, 2022April 17, 2022

How to Take Loan From kreditbee?

Hello, friends welcome to our blog. Today in this post we will tell you how to take a loan from kreditbee?, What is kreditbee loan interest? And whether it is safe to take a loan from kreditbee or not, we are going to tell about it in detail.

If all of you need money, then all of you have to take a loan. Now many times all of you are not able to get an instant loan. But nowadays due to being online, everything is available as soon as possible. You can take a loan sitting at home with the help of kreditbee App. You just have to do a little process about which I have told you below.

What is Kreditbee?

You can easily take a loan from Kreditbee, it is also said to be the fastest personal loan platform in India. This app gives you loans from 1000 to 3 lakhs, for this, you only have to do some verification. If your verification is successful, then you are given a loan.

How to take a loan from Kreditbee App?

You all should know that now Kreditbee App is also providing loan services. You can easily take an online instant loan sitting at home, for this we have told you some processes below, it is necessary for you to follow them.

First of all, you have to open Kreditbee App, now it is very important to have your KYC complete in Google Pay.
Now in Kreditbee, you have to go to Explore, now you have to go to the blank page. Now you see that very simple loan company, with the help of which you can easily take a loan.
Let me tell all of you that Kreditbee does not give you any kind of loan, it only gives you loans from any growing finance company.
Kreditbee has made a deal with the country’s biggest loan company, which gives you a loan.
You can take an instant loan on Kreditbee, if you take a loan from Zest Money, then here you have to pay 0% interest.
If you want to take a loan from here, then you have to simply submit whatever documents they have told and you get the loan instantly.

Conclusion

We have told you in this blog about how to take a loan from Kreditbee. If you face any problem in taking a loan from Kreditbee, then you can easily tell us by commenting, we will try to answer all your questions easily. Also, if you are facing a problem in taking a loan, then you can easily take a loan with the help of Amazon Pay, and PhonePe.

Also Read:

March 27, 2022March 27, 2022

How To Take a Loan on HDFC Bank Credit Card

Hello, friends welcome to our blog. Today in this post we will tell you How To Take a Loan on HDFC bank Credit Card?, What is HDFC Bank Credit Card loan interest? And whether it is safe to take a loan from Credit Card or not, we are going to tell about it in detail.

If all of you need money, then all of you have to take a loan. Now many times all of you are not able to get an instant loan. But nowadays due to being online, everything is available as soon as possible. You can take a loan sitting at home with the help of the Hdfc Credit Card. You just have to do a little process about which I have told you below.

What Is Credit Card?

A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder’s accrued debt (ie, promise to the card issuer to pay them for the amounts plus the other agreed charges ).

How to Take a Loan From HDFC Credit Card?

You all should know that now HDFC Credit Card is also providing loan services. You can easily take an online instant loan sitting at home, for this we have told you some processes below, it is necessary for you to follow them.

Login to your NetBanking account
In your NetBanking account, click on cards
On the left menu, click on Transact
HDFC Bank offers three types of loans on Credit Card – Insta Loan (a loan within your Credit Card limit) and Insta Jumbo Loan (loan beyond your Credit Card limit) and SmartEMI (convert purchases into EMI loans).
Follow these steps, if you opt for Insta Loan or Insta Jumbo Loan:
Choose the card you want the loan against
If you are not pre-approved for a loan, you will see a message that informs you of the same
If your card is pre-approved for a loan, an application form will open. The application form will show you the maximum loan amount you are eligible for
Enter the loan amount you need, the tenure and interest rate, choose your savings account, accept the terms and conditions and hit continue
Verify the loan details and press confirm
Choose a method of receiving OTP (email or SMS), and click continue
Enter the OTP and click continue
You will receive an acknowledgement along with a reference number and loan account number.
The loan amount will be credited to your account instantly.
Follow these steps, if you opt for SmartEMI
Select the card
Under transaction type, choose Debit, click view
You will see a list of transactions. The transactions that are eligible for EMI will have a message next to it that says: ‘Click to know your eligibility’
Click on the message for any transaction you want to convert to EMI
The loan amount you are eligible for will be shown. Enter the amount you need
Select tenure and interest rate
Read and accept the terms and conditions
Click continue
Verify the loan details and confirm
You will receive an acknowledgement along with a reference number and loan number.

Conclusion

We have told you in this blog about how to take a loan from HDFC Bank Credit Card. If you face any problem in taking a loan from Credit Card, then you can easily tell us by commenting, we will try to answer all your questions easily. Also, if you are facing a problem in taking a loan, then you can easily take a loan with the help of Google Pay, Amazon Pay, PhonePe.

March 19, 2022March 19, 2022

How to take a Loan From EPF?

Hello, friends welcome to our blog. Today in this post we will tell you How To Take a loan From EPF?, What is EPF loan interest? And whether it is safe to take a loan from EPFor not, we are going to tell about it in detail.

If all of you need money, then all of you have to take a loan. Now many times all of you are not able to get an instant loan. But nowadays due to being online, everything is available as soon as possible. You can take a loan sitting at home with the help of the EPF. You just have to do a little process about which I have told you below.

What is EPF?

EPF or Employee’s Provident Fund is a government-approved retirement benefits scheme available to eligible salaried individuals employed in India. Under EPF rules both the employer and employee make an equal contribution to this fund, which offers tax saving benefits and can be withdrawn with interest at the time of retirement.

How to take a Loan From EPF?

Withdrawals against the EPF account is more of an advance than a loan. Advances can be taken during the course of employment under certain conditions. Apart from the reason for the advance, the number of years of service that the employee has completed also plays a vital role. The advance form, Form 31, must be submitted with other required documents in order to avail a loan. The process to avail the loan can be completed on the EPFO portal. Employees must use their UAN login to the portal. However, individuals can login only if the UAN activation process is complete.

Conclusion

We have told you in this blog about how to take a loan from EPF. If you face any problem in taking a loan from EPF, then you can easily tell us by commenting, we will try to answer all your questions easily. Also, if you are facing a problem in taking a loan, then you can easily take a loan with the help of Google Pay, Amazon Pay, PhonePe.

March 18, 2022October 30, 2022

How to take loan on LIC Policy

Hello, friends welcome to our blog. Today in this post we will tell you How To Take a loan From Yono SBI?, What is Yono SBI loan interest? And whether it is safe to take a loan from Yono SBI or not, we are going to tell about it in detail.

If all of you need money, then all of you have to take a loan. Now many times all of you are not able to get an instant loan. But nowadays due to being online, everything is available as soon as possible. You can take a loan sitting at home with the help of the Yono SBI App. You just have to do a little process about which I have told you below.

What is LIC Policy?

Lic Policy is Also Known As Life Insurance. Life Insurance can be defined as a contract between an insurance policyholder and an insurance company, where the insurer promises to pay a sum of money in exchange for a premium, upon the death of an insured person or after a set period.

How to take a loan from Lic Policy? (Online Method)

If you have registered for LIC e-Services, you can log into your online account and check if your insurance policy is eligible for obtaining a loan against the LIC policy.

If it is, the terms and conditions, interest rates and other features of the loan will be shown to you online.

On submission of the application, you may be required to upload KYC documents or send those to the nearby LIC Office in order to get your loan application processed.

Eligibility Criteria

The following are some key eligibility criteria for those opting for a loan against LIC policy:

Minimum age of the applicant should be 18 years
Applicant must have a valid LIC policy
The LIC policy used for obtaining loan has guaranteed surrender value
At least 3 years of LIC premium has to be paid in full

Conclusion

We have told you in this blog about how to take a loan from Yono SBI. If you face any problem in taking a loan from Yono SBI, then you can easily tell us by commenting, we will try to answer all your questions easily. Also, if you are facing a problem in taking a loan, then you can easily take a loan with the help of Google Pay, Amazon Pay, PhonePe.